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  • Interest Rates and Fees for Federal Student Loans
    The interest rate for a federal student loan varies depending on the loan type and the first disbursement date of the loan (for most types of federal student loans) The table below provides interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2024, and before July 1
  • Student loan interest rates in June 2025 - Bankrate
    You'll find a wide variety of student loan interest rates depending on whether you're applying for federal or private loans The lowest federal loan rate, 6 53 percent, is available to
  • Current Student Loan Interest Rates and How They Work
    The federal student loan interest rate for undergraduates is 6 39% for new loans taken out for the 2025-26 school year, effective from July 1, 2025, to June 30, 2026
  • Interest Rates for Direct Loans First Disbursed Between July 1, 2025 . . .
    The interest rate is determined annually for all loans first disbursed during any 12-month period beginning on July 1 and ending on June 30, and is equal to the high yield of the 10-year Treasury notes auctioned at the final auction held before June 1 of that 12-month period, plus a statutory add-on percentage that varies depending on the loan
  • Federal Student Loan Interest Rates
    Federal Student Loan Interest Rates 2024 - 2025 William D Ford Loan Program Interest Rates History Stafford Loans 91-Day T-Bill = 5 40% Qualifying Conditions Factor Cap 23-24 Rate 24-25 Rate; Undergraduate Subsidized Stafford Loans with first disbursement date between 7 1 2024 and 6 30 2025 (Any Status) - Fixed: N A:
  • Federal student loan interest rates just fell for the first time in 5 . . .
    The interest rate for undergraduate federal student loans disbursed between July 1, 2025 and June 30, 2026 will be 6 39%, down from 6 53% for the 2024-25 school year, the Department of Education
  • Best Student Loan Interest Rates Of 2025
    Annual Percentage Rates (APRs) displayed above are effective as of 6 1 2025 and reflect an Automatic Payment Discount of 0 25% on credit-based college student loans submitted prior to 6 1 2025, a
  • How Student Loan Interest Rates Work | Student Loans | U. S . . . - U. S. News
    If the rate for 10-year Treasury notes goes up, so will student loan interest rates, up to a cap For loans disbursed between July 1, 2024 and July 1, 2025, the interest rate is 6 53% for
  • Student Loan Interest Rates - Investopedia
    The interest rate on a federal undergraduate student loan for the 2024–2025 academic year is 6 53% If you're looking to take out a new private student loan, you'll find that interest rates vary
  • Student Loan Interest Rates in 2025 - Business Insider
    To secure the best student loan interest rate, you should first apply for federal student loans, which have lower, fixed interest rates and benefits like an income-driven repayment plan and





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