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  • What Is a My Social Security Account? - AARP
    My Social Security is an online service provided by the Social Security Administration (SSA) that allows you to review your earnings history, check current or future benefits, and access many other Social Security services You must be at least 18 years old and have a Social Security number and a valid email address to create an account
  • Social Security Calculator: Estimate Your Benefits - AARP
    Your monthly retirement benefit depends on how much you’ve earned over your lifetime at jobs (including self-employment) for which you paid Social Security taxes The Social Security Administration (SSA) includes your 35 highest-earning years, adjusted for historical wage growth, in its benefit calculation You can review your earnings
  • Can You Collect Social Security and a Pension at the Same Time? - AARP
    The Social Security Fairness Act also repealed the Government Pension Offset (GPO), a similar rule that affected about 750,000 people who collected Social Security spousal or survivor benefits and also received a pension from federal, state or local government jobs that did not withhold Social Security taxes Their benefits could be reduced by
  • How to Set Up an Online Social Security Account - AARP
    Before Sept 18, 2021, My Social Security sign-up was fully done within Social Security’s website, SSA gov The SSA is phasing out the old sign-ins to simplify account access and align with federal standards for authenticating users
  • Can I Switch From My Social Security Benefit to a Spousal Benefit? - AARP
    5 Social Security Decisions That Can Be Costly Social Security can make up a big portion of your retirement income Maximizing your benefits starts with making the best choices for you, based on your age, marital status, work plans and more Watch this free AARP webinar for expert guidance on avoiding Social Security pitfalls that could cost
  • How Retirement Benefits Are Calculated By Social Security - AARP
    Social Security recalculates your benefit annually, adjusting for inflation and figuring in the previous year’s income If your previous year’s income ranks in your top 35 years of earnings, Social Security will shove aside a lower-earning year That means your average monthly earnings figure will go up
  • When to Apply for Social Security to Start Benefits at 62 - AARP
    The earliest you can apply for Social Security retirement benefits is four months before the month you want your benefits to start, and the earliest your benefits can start is your first full month as a 62-year-old For example, if you turn 62 in June, your benefits can begin in July, and you can apply as early as March
  • Can You Suspend Social Security and Restart Benefits Later? - AARP
    But you’ll need to submit Form CMS-1763 separately to the Social Security Administration (SSA) after your Social Security withdrawal has been approved Members only If you change your mind about a withdrawal of benefits, you have 60 days from the date officials approve your withdrawal to cancel the request
  • Social Security When A Spouse Dies - A Guide To Survivor Benefits - AARP
    If you were already receiving spousal benefits on your mate’s work record, Social Security will in most cases switch you automatically to survivor benefits when their death is reported Otherwise, you will need to apply Call the Social Security Administration (SSA) at 800-772-1213 to schedule an appointment to file your claim
  • Do Social Security Benefits Increase If You Continue To Work? - AARP
    Social Security uses your lifetime average for monthly income, as calculated from your 35 highest-earning years and adjusted to reflect historical wage trends, as the basis for your benefit calculation Even if you’ve already claimed your benefits, Social Security annually recalculates this average, factoring in any new income from work





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